Chapter 1, Campus Loans

I simply cannot repay it, mine is long gone as well

The police arrived quickly and took Wang Wei's body away

So much, how can I afford it? Wuwuwu ... ...

"Alright, then I will use my life to repay it. If you have the ability, come find me," Wang Wei said, and directly kicked Huang Quan out of the WeChat group.

I found my name in this, and after reading it, I was instantly stunned. My debt amounts to 16,000!

Huangquan Loan replied: "This is a campus loan, and the interest rate is extremely high. For every day you do not repay, the interest will increase by one day. It has already been a week since you borrowed the money."

Yes, we will not return it, clearly you deceived me first

So I cautiously asked him to lend me 500 yuan. Soon, the 500 yuan was transferred to my WeChat. At this point, I was completely stunned. I never expected to encounter such a fortunate event.

I hurriedly clicked into the WeChat group. Then I realized that it was indeed as Chang Yongjie had said.

Wang Wei has already repaid my debt with his life. If you choose to follow his example, then you too must die

The Underworld Loan continued: "I have lost my patience; you all hurry up and gather the money. If you do not repay the debt, I will take your lives!"

A program called Huangquan Loan explicitly informs everyone that it is promoting a service where borrowing from it does not require repayment in money. I remain somewhat skeptical, as such a thing is fundamentally impossible

At that moment, Wang Wei suddenly let out a terrible scream, drawing our attention

The police called each of us boys one by one to inquire about the matter of the glass marbles, but no one was willing to admit to it. As a result, classes were suspended in the afternoon

"Yes, it was I who killed him. He did not return my money. I had no choice but to kill him," said Huang Quan Dai, and then he added, "Now it is your turn to repay the debt. If you do not repay, I will come to find you."

We hurriedly looked at our phones, only to find that the Huangquan Loan, which was supposed to have disappeared, was speaking in the group again

I borrowed 8,000

You only borrowed five hundred from him, aren't you being a bit too timid

Now it is not just the class monitor; our expressions have all changed.

Wang Wei did not respond, his eyes vacant, and his upper body slowly fell to the ground. His eyes were wide open. His hands had also ceased to move.

What is going on? Wasn't it said that it wouldn't be needed anymore?

How much did you borrow

I nodded; this number is merely astronomical for high school students

Upon seeing this, everyone understood, each one filled with terror, and some of the girls shouted to call the police

We immediately each picked up our phones, and then our expressions changed dramatically

In the afternoon, everyone was preparing for physical education class

I glanced at her and then said, "How much do you owe?"

It is better to return it as soon as possible, otherwise he will come looking for us

Ah, someone has died! Wang Wei is dead!" Some people around shouted in a state of emotional turmoil, while a nearby girl fainted from shock, and the boys were also stunned by the horrific scene before them. Everyone's face was filled with terror, and it took a long time for some classmates to regain their composure.

I find it quite strange that he told me there is a wealthy individual in the class WeChat group who is lending money, and that the borrowed amount does not need to be repaid

The people in the class were all cursing, feeling deceived

Upon seeing this, it is uncertain how many people are filled with terror, yet they also harbor doubts

Everyone was very excited, after all, they were all high school students, and they had managed to get such a large sum of money. Naturally, they could spend it freely. Later, fearing they would miss out, the classmates also borrowed money, and in the end, the entire class borrowed money.

Zi Ruoling looked at me and said helplessly, "I owe 180,000."

At this moment, everyone was in an uproar, and Wang Wei's expression darkened: "Don't play any word games with us, do you really think we are fools? We simply will not pay back."

Now we are all getting anxious one by one. After all, everyone has spent their money. It is simply impossible to repay. But what if he comes to find us, what should we do

However, Chang Yongjie showed me his WeChat wallet and told me that many people in the class had borrowed money.

Everyone is aware of campus loans. They are specifically designed to lend to students, and the interest rates are extremely high. If students are unable to repay, the consequences can be dire, often leading to the destruction of families.

At this moment, the others were all immensely shocked, as they also realized that their debts amounted to a terrifying figure

Some people have 80,000, some have 100,000, and among them, there are also those with 200,000

"You must repay. Otherwise, I will come to find you," said Huang Quan Dai.

Everyone is stunned now; Huang Quan Dai is clearly a murderer. He just killed Wang Wei and is now coming for us

"How could this happen?" A girl next to me said with a face full of terror. She is Ziruoling, the most beautiful girl in our class. Her stunning face was filled with sorrow, and her voice was filled with pain as she said, "I can't believe I owe so much money. What am I going to do? I can't possibly pay it back."

Indeed, they suddenly made us return it. How infuriating

I naturally do not believe it, as it is simply impossible

How is this possible? How could I owe so much money?

At this moment, Huang Quan Dai said: "That glass ball was placed by me, do you all understand now"

We looked back and saw Wang Wei lying on the ground, his head having struck the corner of the table. Right on the temple. Blood flowed continuously from the wound

I saw the phone, and a chill surged to my heart, then I said in the group: "Did you kill Wang Wei?"

The Underworld Loan has spoken again: "I have said that you may choose not to repay with money. However, you must repay with something else."

"Alright, this is the bill for all of you, so please settle your debts according to this." After saying this, Huangquandai revealed a long bill

A week passed just like that, and nothing happened. During this time, everyone was happily spending money.

Then the forensic expert came over, and soon the results of the investigation were clarified. Wang Wei had slipped on a glass ball, which triggered this tragedy

Such a large sum of money makes it impossible for us to repay. However, what will be the consequence of not repaying? At this thought, everyone shuddered in fear

However, I have experienced an even more terrifying campus loan. From the very beginning, the other party had no intention of having me repay the money; they only wanted my life

It is truly fortunate, hurry and tell others

"Wang Wei, are you alright?" Fang Youling cautiously walked over.

Just when everyone was in a state of panic, the class monitor suddenly shouted for silence, and then he hurriedly said in the group: "We promised to pay back the money. Please, do not come looking for us."

However, the owner of the glass ball does not know who it is

At this moment, the class leader continued in the group: "We absolutely cannot repay this money. I hope you can consider waiving it."

"Yes, who has a mobile phone? Hurry and call the police," a boy reminded.

At this moment, the class leader, with a pale face, said in the group: "We do not owe you this much money, are you mistaken?"

Although I have borrowed a significant amount of money, it should not be the case that I possess this much money

A person died in the classroom, and everyone is filled with anxiety and fear

Fang Youling trembled as she reached out, placing it on the tip of his nose. After a while, she collapsed to the ground, her voice filled with terror as she shouted: "He is dead, he is dead"

The classmates in the classroom looked at each other, their faces filled with fear

I smiled awkwardly, feeling quite good. At that moment, my classmates around me were excitedly discussing.

That was during my high school years, when I had just returned to the classroom. My deskmate, Chang Yongjie, said to me: "Tang Qi, hurry up and lend me some money, or it will be too late."

I thought you were a wealthy person, but it turns out you are a fraudster

Because the Huangquan Loan in the group actually required us to repay the borrowed amount, the entire classroom was suddenly in an uproar

What should I do? My money has already been spent.

Wow, so much, I only borrowed five thousand

During the evening self-study session a week later, amidst the noise and commotion in the classroom, someone suddenly shouted: "Everyone, quickly check your phones, Huangquan Loan is demanding repayment from us!"

Hurry and call the police, hurry and call an ambulance

Just as everyone was discussing the unexpected incident, someone suddenly shouted: "Look at your phones, Huangquan Loan has appeared again"

Everyone did not take this matter seriously, after all, it was not just one person borrowing money. It was the entire class. Due to the herd mentality, no one was afraid